At its core, economic utility means a cryptocurrency solves real problems people will pay for. Ethereum thrives because developers need ETH to power smart contracts—it’s not just speculative. Similarly, Filecoin’s utility comes from offering decentralized storage cheaper than AWS. The Paybis glossary explains this brilliantly: true utility emerges when a token’s design aligns incentives. Miners secure the network because they earn tokens. Users pay fees because the service is valuable. Holders benefit from scarcity. Without this ecosystem of real use and demand, most coins become pure speculation.